INSURANCE
The data you protect outlives the encryption protecting it.
Insurers hold some of the longest-lived confidential data of any industry. Quantum Sentinel helps you find where that data’s cryptography is exposed, and plan a transition that matches how long you must keep it safe.
Why it matters here
Insurance runs on data that stays sensitive for decades — life and annuity policies, beneficiary and health-underwriting records, and long-tail liability claims that can remain open for a generation. Dr Michele Mosca’s simple test captures the risk: if the years your data must stay secret, plus the years it takes you to migrate, exceed the years until a capable quantum computer arrives, you are already exposed. For insurers, the first term alone can run to decades — which is why “harvest now, decrypt later” is not a future problem for this sector, but a present one.
The regulatory picture
These are the drivers shaping cryptographic governance in insurance — not claims that any framework mandates post-quantum cryptography by name.
DORA
In force since January 2025, DORA applies to insurers, reinsurers and larger intermediaries, with explicit obligations on cryptographic controls and key management.
Solvency II & operational resilience
Prudential and ICT-risk expectations increasingly treat cryptographic and operational resilience as board-level concerns, now aligned with DORA for in-scope firms.
Data-protection law
Under GDPR/UK GDPR, health, genetic and biometric data are special-category information carrying a higher bar for “appropriate” security — a bar that lengthens as classical cryptography weakens.
NAIC Insurance Data Security Model Law
Across many US states, insurers must encrypt non-public information in transit and at rest — controls whose durability the quantum transition puts in question.
Where cryptography hides in Insurance
Policy & Claims Systems
Policy administration and claims systems.
Long-Term Archives
Long-term document, tape and backup archives.
Customer & Broker Portals
Customer and broker portals (TLS).
Enterprise PKI & Certificates
Enterprise PKI and certificates.
Health & Actuarial Data
Health and actuarial data stores.
Reinsurance Data Exchange
Reinsurance data exchange.
How Quantum Sentinel helps
Enterprise CBOM
A living inventory of the cryptography behind policy, claims and actuarial systems.
Cryptographic Exposure Score
See which long-retained data carries the greatest harvest-now-decrypt-later risk.
Quantum Readiness Score
Track progress over time, with evidence for DORA and data-protection reporting.
Outcomes for insurance
- Identify the long-retention data with the highest harvest-now-decrypt-later exposure
- Sequence migration so your longest-lived data moves first
- Evidence cryptographic diligence for DORA and data-protection obligations
Your longest-lived data deserves your earliest attention.
The first step is always the same: visibility. Request a demo and see your cryptographic exposure.